I've had two WordPress blogs. That was at a time when I was doing virtually no internet marketing, and until I found time to handle the situation (weeks later), these sites were penalized in the main search engines. They weren't eliminated the evaluations were reduced.
I back my blogs using a free plugin WP DB Backup up. If anything happens I can restore my website to the last settings. I use WP Security Scan free plugin to scan my blog and asks to be blocked by WordPress Firewall to fix wordpress malware cleanup.
This is great news because find it means that there is a community of developers and users that could further enhance the platform. However, whenever there's a significant group of people trying to achieve something, there will always be people who will attempt to take them down.
Should you ever wish to migrate your site elsewhere, like a new web host, you'd have the ability to pull this off without a hitch, and also without having to disturb your old site until the new one was set up and ready Extra resources to roll.
Now we are getting into matters. You must rename it to config.php and alter the document config-sample.php, when you install WordPress. You need to set up the database facts there.
Just ensure you choose a plugin that is current with the current version and release of WordPress, and that you can schedule, restore and replicate.